3 Reasons Why It’s Best to Pay in Installments

3 Reasons Why It’s Best to Pay in Installments

It’s upgrade season — a time when people buy new devices to elevate their digital experience. It could be switching to the latest iPhone for on-the-go productivity and creativity, or getting their hands on a new iPad for telecommuting or distance learning. However, investing in a good device on a straight cash payment can be heavy on the pocket. The good news is that we offer installment options for Apple products that make it easier to get your dream device without breaking the bank.

power mac center installment

Power Mac Center, the Philippines’ premier Apple Authorized Reseller, has competitive installment options for Apple products that make it easy for customers to get their hands on the latest iPhones, MacBooks, and other Apple devices and accessories. Read up and get to know more about what an installment is and how it could help you on your next Apple purchase.

You’re Not Obligated to Pay Immediately.

So, what are installment plans? An installment is when the total price for an item gets broken down into monthly payments. For example, instead of paying for an Apple device in one go, you can pay for the same amount for either 12, 24, or 36 months of staggered payments. Installment plans are appealing as they allow customers to enjoy the features of a much-wanted device while paying for it gradually.

And what about 0% interest? What does that mean? Interest rates are charges dependent on the amount loaned by the customer during an installment. These may vary from one bank to another. And depending on the issuing bank’s policy, it could balloon if you’re unable to pay according to your installment schedule. It’s best to scan through the details of each installment plan before availing one.

Also, a gentle reminder: you need to pay your dues on time. Installment plans require full diligence because it is – as a matter of fact – a financial obligation. The bank will remind you about due dates, but it’s also best to initiate paying ahead to save yourself from further headaches. Being a consistent payee puts you in good credit standing, which means you can continue availing of installments whenever needed.

Installment Plans Help You with Budgeting and Expenses

Whether you’re availing of an installment for a MacBook for 24 months or an Apple Watch Series 7 for 12 months, it doesn’t hurt your savings nor affect your allowances as much as paying for them in full. Also, the longer the installment plan is, the smaller you pay each month. This is just one of the many benefits an installment plan can give you. Installment plans are great budget savers. There’s no pressure to pay the total cost of an item upfront, giving you more leeway to pay for other stuff like bills and other personal expenses.

However, if this is your first time availing of an installment plan, don’t panic! It’s all about proper budgeting and discipline in paying on time consistently. While it may take some getting used to, it always helps to communicate with your bank whenever you’re having difficulties paying your dues on time.

You Get to Experience Apple Technology

Installment programs demand your commitment to pay your dues diligently every month. Choosing the right installment plan, with the right rates and rules, is key to not having to feel burdened about it.

On the one hand, an installment program offered by Power Mac Center allows you to experience Apple’s cutting-edge innovation. Ever dreamt of owning a MacBook Pro with a powerful M1 Pro chipset? How about wanting to take picture-perfect shots with the 12MP Pro camera system of the latest iPhone 13 Pro? Or, for fitness buffs, how about finally experiencing the real-time fitness metrics of the Apple Watch? With installments, all these experiences become more possible without having to worry about paying in full right out.

If you like to experience a new Apple device or upgrade an existing one, go for it! But, make sure you understand the details of your installment plan before making the purchase.


MacBook Pro (14-inch, M1, 2021)

An Affordable Apple Experience for All

Depending on your product of choice, Power Mac Center offers 12, 24, and 36 installment options with 0% interest. And this applies to both Apple and non-Apple products on our Web Store.

Looking to get the latest iPhone 13 with installments? Our 12-month installment plan at 0% interest for the 128 GB model is ₱ 4,317, and it can go as low as ₱ 2,187.08 for 24 months, also with 0% interest. Be sure to check the details thoroughly before clicking the shiny “Add to Cart” button with your preferred device.

Owning an iPhone, MacBook, or any other Apple device is now more possible and easier on the pocket than ever. And at Power Mac Center, you get to have the latest Apple device and pay it your way. Check the available installment rates, list of participating banks, and eligible models/accessories in the installment options section.

Follow Power Mac Center on Facebook, Instagram, and Twitter, and join our Viber Community to be in the know about the latest deals and promos on your favorite Apple and non-Apple devices and accessories.

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